When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. By checking this box, you confirm that See more information about this product below. Want to ensure your purchase from BankPolicies.com remains current? 7. RDC reserves the right to amend this Privacy Policy at any time. RDC allows users to set up personal accounts to access and shop in our online store or to participate in our online communities, such as our message boards. In general, RDC is a deposit transaction delivery system that allows a financial institution to receive digital information from deposit documents captured at remote locations using a personal computer, laptop, smart phone, tablet, or other approved mobile device. RemoteDepositCapture.com's mission is to be the leading independent portal and platform for news, information, products and services for the Remote Deposit Capture Industry. All user accounts must be accessed with usernames and passwords. memberservices@wespay.org. RDC will post a notice of changes on the RDC Websites, when and if the terms of this Privacy Policy are amended. Contact. This Remote Deposit Capture Program Policy Template (approximately 62 pages) is available to purchase from BankPolicies.com in Microsoft® Word format. Although we believe that these measures are adequate to prevent access to Personal Information under normal circumstances, it may be possible for the Personal Information and other types of account information to be retrieved from RDC Websites computers by criminals in ways that are beyond the control of RDC. We have no control over the content on third-party sites and make no representations or warranty regarding its accuracy. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices. With sale of all or substantially all rights of any RDC product to a third Party. RDC relies on account passwords to control access to the RDC Website. Site visitors should also keep in mind that the content is generally designed to be of general applicability. Under no condition will RDC share your user account information with another individual, business, or government entity unless RDC is required to respond to court orders, subpoenas, or other legal process. Particular state laws, regulations, and special contractual provisions can greatly impact rights, responsibilities and legal obligations. Collection and Use of Personal Information. Quantity must be a positive whole number. It includes exposure risk, calculating total credit exposure, underwriting, an approval matrix, and an approval and authorization matrix. The articles, features, Q&A, and other content are posted with the understanding the site, and authors of the content, are not engaged in rendering legal, accounting or other professional service by providing this material. In this event, all information in the possession of RDC would be provided to the purchasing party and would be subject to the privacy policies of the new owner. Our dedicated staff of career banking industry professionals are ready to keep your financial institution up to date with the latest bank policy standards and industry best practices. RDC will not intentionally provide any Personal Information to third parties, except under the following circumstances: 4. User Accounts. RDC may collect Personal Information, including but not limited to names, e-mail addresses, postal addresses, and transactional history, when you utilize certain services on the RDC Websites or when you visit cookie enabled web pages. Sections highlighted in red guide the user for items that need to be customized according to individual operations and policies. Sharing and Disclosure of Personal Information. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template. Registered users can share information on the forums and blogs, and connect with other members of the RDC Community. 1. Remote Deposit Capture Overview/Policy and Agreement The Valley State Bank MOBILE REMOTE DEPOSIT SERVICES AGREEMENT ****ALL CHECKS MUST BE ENDORSED WITH SIGNATURE AND THE WORDS MOBILE DEPOSIT **** Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts from home or other remote locations by scanning the original … (415) 373-1200 © Western Payments Alliance, All Rights Reserved. 2. Preview This Publication. You are advised not to share your username and password with any other person. Remote Deposit Capture (RDC), the digital processing of paper checks and monetary instruments at remote locations for deposit and clearing through the check (image) or ACH networks, has expanded rapidly in recent years and is being used at financial institutions and at customer locations. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. Only a competent attorney or other professional looking at all the pertinent facts and circumstances of a particular situation can provide definitive guidance for you. By placing a link to a site, we are not endorsing or guaranteeing it. RDC may also use ''cookie'' files to better serve your needs by creating a customized web site which fits your needs. You may store and record Personal Information and other types of account information in the private portions of the RDC Websites. 5. Because RDC has non-confidential access to Personal Information, and because the security methods utilized do not guarantee perfect control over access to Personal Information, you should refrain from storing confidential information in the non-secure areas of the RDC Websites. info@wespay.org, (415) 433-1230 This remote deposit capture policy is part of our overall Loan Policy. The open format allows all visitors to view the information. The purpose of this Remote Deposit Capture Program Policy Template is to address policies, procedures and processes of a bank, credit union, or other type of financial institution regarding Remote Deposit Capture (RDC) products and services that comply with all related laws, rules and regulations. Encryption. Remote Deposit Capture (RDC), also referred to as Deposit On-Site, enables clients to capture check images and payment related data, and transmit those images electronically to the bank for deposit. You may Contact RDC directly should you have any questions regarding this Privacy Policy. The information at this site and all affiliated sites (including message boards, etc.) You will always be up to date with the latest changes to bank policies and never have to worry about being out of compliance with the various laws, rules and regulations issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that may apply to your organization.