After choosing the amount you wish to borrow and the repayments you want, click apply now and you’ll be able to fill out a straightforward application form. Payday Loans Direct Lenders. When you’re applying for a payday loan, it usually means you need cash in a hurry, often for emergencies. We will, upon receipt of your fully completed loan application, provide you with an indicative loan application decision, which will have no impact on your credit score. [2] Aside from peer-to-peer networks, direct lending is therefore mainly focused on middle market borrowers. [10], History of private equity and venture capital, "Funding Circle, a Peer-to-Peer Lender, Raises $65 Million", "Beyond Banks: The Emerging Opportunity in European Direct Lending", "Direct lending bonanza sparks supply concerns in Europe", "US pension fund hunts for European direct lending managers", "Credit asset managers win place on UK government funding scheme", "Insurer Legal & General to start lending direct to businesses". All Rights Reserved. Interest rate: 151.4% pa (fixed). Want urgent cash for sudden expense? We cut out any time wasted by paying you directly into your bank account ourselves instead of other direct loan companies you may come across who may work on behalf of a broker. Total amount payable £557.82. Apply for easy approval installment loans from direct lenders only such as - CashAmericaToday! All major UK banks accept "Faster Payments", but if your bank does not, payments could take up to 1 working day to arrive. Representative Example: Amount of credit: £1200, interest rate: 49.9% pa (variable) and 1.65% transaction fee. This means the applicant has full control over which companies have access to their details, whereas when a broker is used, those details are often passed on to multiple third-party companies. We are completely transparent with all of our lending terms and conditions and work with our clients to find the most suitable short term loans solution for them. Ever. Any website you work with, make sure you check out first. As a responsible direct lender we make all our lending decisions ourselves and we never sell your personal information for marketing or any other purposes. Apply using the buffa website through an online application, and once approved, money will be in your account within a matter of minutes. Box address that anyone can rent for a few dollars each month. The advantages of using a direct lender. We are currently updating our product range, which will launch in the next few days. Representative Example: £230 over 4 months. Borrow: £500 over 16 weeks. Copyright © 2020 Buffa Loans Ltd. Only available to UK residents aged 18 or over. Polar Credit is a trading name of APFIN LTD. APFIN LTD is a private company registered in England and Wales. Search Direct Lenders Installment Loans No Turndowns, Our payday loan program takes much less than 2 minutes to complete & the approval is instantaneous so there’s completely no waiting around. KwikCash, Inc. was founded with the utmost integrity to gratify, benefit and ease each and every individual that finds themselves in an economic rut. By using this website, you agree to our use of cookies. If you have an emergency expense to pay for or a repair bill that arrived unexpectedly, for example, a direct loan can be the quick solution you need. Check out our quick guide here for more information. ICO Data Protection registration number: Z3194688. Kingston House, Centre 27 Business Park, We are authorised and regulated by the Interest 274% p.a. Know and understand all of the terms of your loan straight from the lender instead of an agent telling you what he or she thinks you need to know. Once we are happy with the information and after our affordability and credit checks are complete, we will simply text and email you a link to digitally sign your direct loans agreement if approved. Representative 1127% APR. [6] US pension funds are among the investor who are reported to have made allocations to direct lending strategies, especially in Europe. We’ll give you an initial decision with absolutely no obligation on your part, with no negative effects on your credit score. The problems most consumers face when it comes to using direct lenders is locating the lenders themselves. Registered address: 3rd Floor, 12 Gough Square, London, EC4A 3DW. All you have to do is choose the amount you want to borrow and the desired repayment terms, click Apply Now and we’ll quickly get to work. Buffa® is a trading name of Buffa Loans Ltd and is registered in England & Wales with registered number 10865145. Yes, if we have your correct bank details and you have been fully approved, returning the signed digital loan agreement, we will send the funds directly within just 15 minutes. The goal of these websites is to make extra money, so you can easily bypass these as reliable sources to locate direct lenders. The difference between a direct lender and a broker is that with a direct lender, you apply for your loan and receive money directly from that lender, whereas with a broker you provide them your details and they then input those details into their system and await a response from various lenders. Contact Address: 3 Jephson Court, Tancred Close, Royal Leamington Spa CV31 3RZ. Batley, As responsible lenders, we believe you should only borrow the amount that you need and can afford, and we do not encourage our customers to apply for the maximum amount available unless they really need it. Speed is important and by applying with a direct lender not a credit broker, you eliminate the extra company in the equation and leave only the essential factors – you and the lender. They don’t generally lend the money themselves. 1 Please visit our funding FAQ for specific information on application cut-off and processing times, our disbursement options, and when loan funds may become available for your use. Any unsecured loan company getting a customer through a broker would usually have to pay a fee to that broker for the referral made. Once you submit an information, your funds should arrive throughout the hour. We perform a credit check on every application as per requirements from the Financial Conduct Authority (FCA). The reason for this is we need to ensure that you can become a trusted customer and pay-off your first loan amount through us before higher lending is approved. For example, in 2012 the UK government introduced a scheme to lend £700 million of public money to smaller companies in partnership with asset managers. It is our personal mission to deliver quick and painless online personal loans to those with financial difficulties. Any unsecured loan company getting a customer through a broker would usually have to pay a fee to that broker for the referral made. Yes, buffa is an FCA approved and regulated direct lender. (fixed). This in the majority of cases will even be quicker but will vary depending on your bank or building society, with on some occasions it taking longer if they do not facilitate Faster Payments. Or if you prefer the certainty of knowing how much you need to repay each time, on a fixed repayment date each month, that’s just fine too. As payday loans direct lenders, we are able to offer you a fast, secure and easy process which ensures money is in your account as quickly as possible.