The List. Our check cashing rates are low and we won’t hold your funds, so you’ll leave with the cash you need instantly. While writing a check is quite simple, cashing a check can sometimes be a chore. We believe you deserve more fun(ds) with friends. Go: Get your money in minutes for a fee or in 10 days for no fee. It doesn’t get much easier than that! Register now. Our Branches are open evenings and weekends too, so you’re not limited to typical bank hours. Delivered quickly through your existing mobile and ATM channels, and in-person at the teller line, Unique configuration allows accountholders to receive an offer of accelerated funds availability within seconds only when they've been pre-approved, Less worry for today's savvy consumers who are increasingly concerned about their personally identifiable information (PII), Our model automatically attempts to approve the first transaction for every accountholder to grow adoption, Decisions on availability are immediately delivered to your staff, avoiding line delays or accountholder wait time, Requires no software installation and can be applied to all relevant points of check presentment. Our check cashing fees are $4 for any checks up to $1,000. For more information on Immediate Funds, complete the short form below. Check with our customer service department to see how much the fee is for checks of more than $5,000 during the January to April time frame. The next step involves taking a picture of the front and the back of your check within your instant online check cashing app. Apply online, in-store or on the go from The Check Cashing Store app. • Skip the trip and the long teller lines Just walk in with your check and walk out with cash. Visit your local Branch or call one of our friendly Customer Service Team Members at 1-800-745-1011. Unapproved checks will not be funded to your card or account. Don't have a Fiserv.com profile? Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Immediate Fundssm from Fiserv is an instant check cashing platform that will help you deepen relationships by offering your customers or members instant access to funds when they deposit checks through teller, mobile and ATM channels. Your financial institution retains complete control of the accountholder relationship via communications, branding, promotion and delivery. Just walk in with your check and walk out with cash. To avoid any problems, review these top reasons a bank may not cash your check. You can count on Immediate Funds to deliver convenience for accountholders and goodwill for your institution. Remember with check cashing online without ID, there is no verification online that is done in person. Consumers want their financial institutions to offer immediate-funds services. In fact, it just comes naturally to them. And our Branch Team Members are dedicated to providing you with extraordinary service. Strengthen your relationship with them by delivering the funds availability they expect, when they want it. Limits apply. That’s why we have a referral program for current customers to earn cash just for referring friends and family members who cash a qualifying check for $100 or more! Please visit Locations for the most updated Branch hours as some may have changed. Fees apply for approved Money in Minutes transactions funded to your card or account. At Moneytree friendship really does pay off! Download: Add the Ingo Money App to your smartphone. Check-cashing services are one of the best among all the apps of this type. So if you lose your check, you could be out of luck as somebody may cash the check instantly other than you. It’s what we do and we love doing it! As an essential services provider, Moneytree is open for business. App Store is a service mark of Apple Inc. Nisi proident qui irure non tempor consectetur. • Avoid any check-cashing fees A need for instant availability of check funds creates competition for financial institutions. Immediate Funds sm from Fiserv is an instant check cashing platform that will help you deepen relationships by offering your customers or members instant access to funds when they deposit checks through teller, mobile and ATM channels.. Visit a Branch near you in California, Colorado, Idaho, Nevada or Washington and talk to a Moneytree Team Member to learn more about Moneytree’s business check cashing and other financial services. As a family owned business with over 80 retail locations in California, Colorado, Idaho, Nevada and Washington, Moneytree has been committed to exceeding customers’ expectations for over 35 years. Copyright 2000 - We accept cashier's checks, government checks, money orders, tax refund checks and more. Ingo Money is a service provided by First Century Bank, N.A. All checks are subject to approval for funding in Ingo Money’s sole discretion. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. We provide cash instantly and don’t hold your funds — even for large checks. With our services, cashing your personal and business checks is quick and convenient. Our check cashing rates are low and we won’t hold your funds, so you’ll leave with the cash you need instantly. All mobile bank apps require users to be at least the age of majority in their state (ranging from age 18 to 21) unless they offer teen accounts linked to a parent or guardian account. We will route it to the appropriate member of our team and they will respond within two business days. Forget about branches, check cashers, and ATMs… Basically, checks, checks and more checks. You may need a bank account when cashing a check. Learn more about cashing your business and personal checks or other Moneytree financial services. For information about how to make a mobile deposit, see our research on cashing a check online. Your accountholders want instant access to their deposited funds. var year = new Date(); document.write(year.getFullYear()); Moneytree, Inc. All Rights Reserved, By accessing or using this website, you agree to our. Ingo Money will provide all customer service for mobile check cashing using the Ingo App. Enroll: Create your profile and link your GoBank account right in the app. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions: https://www.ingomoney.com/terms-conditions/and Privacy Policy: https://www.ingomoney.com/privacy-policy. Cash your check at any Moneytree Branch in California, Colorado, Idaho, Nevada or Washington for a small fee. View the brochure to improve your position against non-bank entities. Immediate Funds routes check deposit transactions through a decision engine that offers your customers instant check cashing in exchange for a fee. The more friends and family you refer, the more you earn. Two-Party Personal Checks are limited to $200 and have a max fee of $6. The app works automatically, so you can just scan the check and the app will fill out all the forms for getting money for you. With Immediate Funds, you can provide faster access to funds from check deposits, giving them a more convenient way to access their funds at your financial institution rather than at an alternative financial service provider. Approval usually takes 3 to 5 minutes but can take up to one hour. Download: Add the Ingo Money App to your smartphone. Often, traditional banks will only offer check cashing services and other options within a short period of time. In an era of mobile payments and online banking, checks – and the availability of funds – are still the lifeblood of small businesses. Need to cash a check? Faster mobile check cashing! Plus, we offer special business check cashing rates. • No more searching for nearby ATMs. Immediate Funds lets you meet a pressing demand from small businesses and consumers across all demographic groups – while generating revenue for your institution as a value-added service. • No more business hours to think about Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. The doesn’t check your credit history and you don’t have to have any balance on your card here. We’ve been providing reliable financial services, including check cashing, since 1983 and we cash all check types. It doesn’t get much easier than that! Rates vary by location; view the check cashing rates for your neighborhood Moneytree Branch. In order to activate your account, you don’t have to pay anything. Snap: Follow the prompts to take pictures of your check. Enroll: Create your profile and link your GoBank account right in the app. See your Cardholder or Account Agreement for details. KEY TAKEAWAYS. We’ve been providing reliable financial services, including check cashing, since 1983 and we cash all check types. We’ve got you! Our check cashing services provide a quick and efficient means of getting you your cash regardless of the operating hours of our bank or other financial institution. At Moneytree, we love helping independent and small businesses thrive, so we also offer business check cashing. Check out our COVID-19 page for more information and helpful resources. For state-specific Loan products, please select a state. Our friendly Team is ready to help you with all your check cashing or other financial needs. If you're heading into the bank with your check, it's important to be prepared. Not at Check `n Go. Personalized debit card required. For checks between $1,001 and $5,000, the fee is $8. Introducing Ingo® Money, the easy way to cash your check to your GoBank account in minutes, right from your mobile device. Changes in consumer behavior are an opportunity for financial institutions to deepen their relationships with accountholders by delivering available funds solutions to meet their immediate needs. So, when you need to cash a check that’s made payable to your business, we’ve got you. Mobile check cashing apps vary in fees, processing time, and requirements. 3 Once approved, your money will be available in-store or deposited right into your checking account. Snap: Follow the prompts to take pictures of your check.